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National Direct Finance — Contact

What's your borrowing capacity?

A quick estimate for personal loans and consumer asset finance. For commercial finance, get in touch directly — it's a different process.

This is an estimate tool, not a formal assessment. It doesn't check your credit history or verify what you enter, and it isn't a loan pre-approval. For personal loans and consumer asset finance only.
Borrowing capacity

Tell us about your finances

All figures are monthly.

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FAQ

Common questions

What do I need on hand before I apply? ⌄

Photo ID, proof of income (recent payslips or tax returns), and details of the asset or purpose of the loan. We'll let you know if anything else is needed for your specific application.

How long does the application take to complete? ⌄

Most people complete it in under 10 minutes online.

What happens after I submit my application? ⌄

We'll review it and be in touch within hours to talk through your options and next steps.

I'm not ready to apply yet — can I still get a rough idea of what I'd pay? ⌄

Yes — every finance page on the site has a quick repayment estimator, or you can call and we'll talk through it with no obligation.