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National Direct Finance is run on one idea — our loyalty is to the person applying, not the lender paying the commission. Here's who's behind that.
National Direct Finance was built on the idea that a broker should work for the person applying — not for whichever lender pays the best commission.
Before National Direct Finance, the founder spent years in senior management roles both inside and outside the finance sector — including growing and selling a franchise business outside of finance entirely — before establishing National Direct Finance in 2013. That mix of experience shapes how the business runs today: less sales pitch, more straight answers.
We're not tied to one bank — we compare and negotiate across our full lender panel for your situation.
Decades in finance and automotive means we know which lender fits your circumstances, not just the lowest headline rate.
Best rate doesn't always mean best deal. We explain the trade-offs so you're not caught out later.
A quick chat or online form — no obligation, no credit score impact.
We match your situation against lenders best suited to it, not just the biggest name.
We guide the application and settlement so there's no guesswork on your end.
We're here for the life of the loan, not just the sale.
A Credit Representative is authorised to arrange credit on behalf of an Australian Credit Licence holder — in our case, COG Compliance Services Pty Ltd — and operates under the same compliance obligations as the licence holder itself.
We're not tied to any single lender — we compare across our full panel and may receive commission from the lender you're placed with, as set out in our Credit Guide. Commission doesn't determine which lender we recommend.
Usually not — in most cases we're paid by the lender, not you. Any fee that may apply is only payable if you proceed with the loan, and we'll always tell you upfront if one applies.
National Direct Finance is based in Melbourne, Victoria, and arranges finance Australia-wide.