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Trucks, excavators, machinery, CNC equipment, and vehicles for work or purchased in a company name — compared across our lender panel, secured against the asset itself.
Pick one below to estimate payments.
A chattel mortgage is finance where you own the vehicle or equipment from settlement, while the lender holds a mortgage over it as security — the most common structure for work vehicles and equipment purchased in a company name.
Get a chattel mortgage quoteEquipment finance lets you spread the cost of machinery, tools or commercial equipment — excavators, CNC machines, printers, trucks — over time instead of paying upfront, freeing up working capital for the rest of the business.
Get an equipment finance quoteWe're not tied to one bank — we compare and negotiate across our full lender panel for your situation.
Decades in finance and automotive means we know which lender fits your circumstances, not just the lowest headline rate.
Best rate doesn't always mean best deal. We explain the trade-offs so you're not caught out later.
A quick chat or online form — no obligation, no credit score impact.
We match your situation against lenders best suited to it, not just the biggest name.
We guide the application and settlement so there's no guesswork on your end.
We're here for the life of the loan, not just the sale.
With a chattel mortgage you own the asset from settlement and the lender holds a mortgage over it. With a lease, the finance company owns the asset and you pay to use it, with an option to buy at the end.
Yes, in many cases — some lenders have minimum trading history requirements, but there are options for newer businesses too. We'll let you know what's realistic for your situation.
This depends on your individual circumstances and the type of finance — we'd recommend speaking with your accountant, who can advise based on your specific situation.
Usually under 24 hours, often sooner — our record is under 1 hour!