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Road bikes, cruisers, adventure and off-road bikes — new or used, dealer or private sale. A Melbourne broker comparing lenders who understand powersports.
New or used, dealer or private sale.
We arrange finance for new and used motorbikes through lenders on our panel who understand powersports, rather than treating a bike like an odd-shaped car.
Get a motorbike estimate →Most motorbike loans are secured against the bike. You borrow the purchase price, repay it over a fixed term, and the lender holds security over the bike until the loan is paid out. Because bikes are usually lower-value than cars, loan terms tend to be shorter, and for smaller amounts an unsecured personal loan can sometimes be a simpler alternative.
Lenders have different rules about how old a motorbike can be at the end of the loan, and some are more comfortable with certain types — road and cruiser bikes versus off-road or competition models. Because we work with several lenders, we can steer your application to one that suits the bike you actually want.
If you're buying from a private seller, the lender will normally run a PPSR (Personal Property Securities Register) check to make sure there's no finance already owing on the bike, and may ask for a few extra details before settlement.
Lenders check that repayments fit comfortably after your living costs and existing debts.
Age, price and type of motorbike all affect which lenders are suitable and the terms on offer.
Your credit file influences which lenders and rates are available — we match you to lenders who fit your profile.
Finance is subject to lender assessment, eligibility criteria and lending limits. This page is general information only and is not financial or tax advice. Based in Hawthorn, Melbourne, we arrange finance for customers across Victoria and Australia-wide.
We're not tied to one bank — we compare and negotiate across our full lender panel for your situation.
Decades in finance and automotive means we know which lender fits your circumstances, not just the lowest headline rate.
Best rate doesn't always mean best deal. We explain the trade-offs so you're not caught out later.
A quick chat or online form — no obligation, no credit score impact.
We match your situation against lenders best suited to it, not just the biggest name.
We guide the application and settlement so there's no guesswork on your end.
We're here for the life of the loan, not just the sale.
Yes. Many lenders finance used bikes, although the maximum age at the end of the loan varies. Send us the make, model and year and we'll check who can help.
Often yes, though not every lender will consider off-road or competition bikes. Our panel includes lenders who do, depending on the bike and your circumstances.
Yes. Lenders will usually run a PPSR check and may need some extra details about the bike before settlement.
It depends on the price of the bike and your situation. Secured loans generally have lower rates; unsecured loans are simpler for smaller amounts. We'll compare both where it makes sense.
No. Our calculators are estimate tools only and don't use your personal or credit information.