Our lenders
Access to Australia's leading lenders
Caravans, camper trailers and motorhomes — new or used, dealer or private sale. A Melbourne broker comparing our lender panel for terms that suit how you'll actually travel.
New or used, from a dealer or a private seller.
New and used caravans, camper trailers and motorhomes — we look at terms suited to how you'll use it, whether that's full-time travel or the occasional long weekend.
Get a caravan estimate →Most caravan loans are secured against the van itself. That usually means a lower interest rate than an unsecured personal loan, because the lender has the caravan as security. You borrow the purchase price, repay it over a fixed term, and the caravan is yours outright once the loan is paid off. Some loans also allow a balloon — a lump-sum final payment that lowers your regular repayments — which suits some buyers but needs a plan for how you'll cover it at the end.
A secured loan generally offers lower rates and higher borrowing amounts, but the lender will usually require comprehensive insurance on the van and may place conditions on its age. An unsecured personal loan is simpler and has no asset requirement, but rates are usually higher and loan sizes smaller. Which is better depends on the price and age of the van and your situation — we'll show you both where it makes sense.
Private sales are common with caravans. Lenders will normally run a PPSR (Personal Property Securities Register) check to confirm there's no money owing on the van, and may ask for a valuation or inspection before settlement. Talk to us before you pay a deposit so we can check what the lender will need.
Lenders assess whether repayments are comfortably affordable alongside your living costs and existing debts.
Age, price and type of caravan all affect which lenders will consider it and on what term.
Your credit file affects which lenders and rates are available — we match you with lenders suited to your profile.
Finance is subject to lender assessment, eligibility criteria and lending limits. This page is general information only and is not financial or tax advice. Based in Hawthorn, Melbourne, we arrange finance for customers across Victoria and Australia-wide.
We're not tied to one bank — we compare and negotiate across our full lender panel for your situation.
Decades in finance and automotive means we know which lender fits your circumstances, not just the lowest headline rate.
Best rate doesn't always mean best deal. We explain the trade-offs so you're not caught out later.
A quick chat or online form — no obligation, no credit score impact.
We match your situation against lenders best suited to it, not just the biggest name.
We guide the application and settlement so there's no guesswork on your end.
We're here for the life of the loan, not just the sale.
It varies by lender. Many will consider vans up to around 10–15 years old at the end of the loan, and some panel lenders can look at older ones. Tell us the make, model and year and we'll check which lenders will fit.
Yes. Private sale finance works much like dealer finance, although the lender will usually want to run a PPSR check and may ask for extra details about the van before settlement.
Not always. Some lenders will finance the full purchase price, though a deposit can improve your options and reduce your repayments. We'll explain what's possible for your situation.
Yes — motorhomes, camper trailers and other recreational vehicles can be financed. The lender and terms depend on the asset and its age.
No. Using our calculator doesn't touch your credit file, and we'll explain what the lender needs before any formal application.