National Direct Finance — Vehicle Finance

Car, caravan & marine finance.

Whether it's your daily drive, a caravan for the road, or a boat for the weekend — we compare across our lender panel to find finance that fits, not just the first offer.

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Individual - Know your personal lending power

What we finance

Every type of vehicle finance, one broker

Pick one below to estimate payments.

Car finance

Personal, business, or salary-packaged — one section, every way to finance a car

Whether it's your own car, a work vehicle for the business, or a novated lease through your employer, we compare secured and unsecured options across our panel so you're not stuck with whatever the dealer's finance desk offers.

Get a car finance quote
  • Personal car finance — new, used or private sale
  • Business & work vehicles
  • Novated lease — see our dedicated page for how it works
Recreational assets
Caravan finance

Get on the road without draining your savings

New and used caravans, camper trailers, and RVs — we look at terms suited to how you'll actually use it, whether that's full-time travel or the occasional trip.

Get a caravan finance quote
  • New & used caravans and RVs
  • Secured or unsecured options
  • Longer terms for larger vans
Boat & marine finance

Boats, outboards & jet skis, sorted

From a first tinnie to a serious cruiser, marine finance works a little differently to car loans — our panel includes lenders who specialise in it.

Get a marine finance quote
  • Boats, outboards & jet skis
  • New or used
  • Specialist marine lenders on panel
Motorbike finance

Road, cruiser or off-road — financed either way

National Direct Finance arranges finance for new and used motorbikes — road bikes, cruisers and off-road bikes — through lenders on our panel who understand powersports, rather than treating a bike like an odd-shaped car.

Get a motorbike finance quote
  • New & used motorbikes
  • Road, cruiser & off-road bikes
  • Dealership or private sale
Why National Direct Finance

Our loyalty is to you, not a lender

Unbiased panel

We're not tied to one bank — we compare and negotiate across our full lender panel for your situation.

Real experience

Decades in finance and automotive means we know which lender fits your circumstances, not just the lowest headline rate.

Straight answers

Best rate doesn't always mean best deal. We explain the trade-offs so you're not caught out later.

Reviews

What our customers say

Real reviews from Google — read them all here.

Read more reviews ↓
Our lenders

Access to Australia's leading lenders

Process

How it works

1

Tell us what you need

A quick chat or online form — no obligation, no credit score impact.

2

We compare the panel

We match your situation against lenders best suited to it, not just the biggest name.

3

You apply, we handle it

We guide the application and settlement so there's no guesswork on your end.

4

Ongoing support

We're here for the life of the loan, not just the sale.

Ready to get finance sorted?

Get a no-obligation quote — takes a couple of minutes online, or call us directly.

Apply Online Call 1300 836 546
FAQ

Common questions

Can I finance a car from a private seller? ⌄

Yes — private sale finance works much the same as dealership finance, though the lender may ask for extra checks on the vehicle before settlement.

Does getting a quote affect my credit score? ⌄

No — getting a basic quote or a rate estimate does not affect your credit score. Lenders use a "soft credit check" to look at your history and calculate that initial number, which leaves no negative mark.

How old can a car, caravan or boat be to qualify? ⌄

Most lenders will finance vehicles up to around 10-15 years old at settlement, though this varies by lender and asset type — and we have lenders on our panel who can consider older assets too. We'll match you with a lender who fits your specific vehicle.

How fast can I get approved? ⌄

Usually under 24 hours, often sooner — our record is under 1 hour!